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Thank you first responders!

We want to thank all Colorado first responders for their service. This Thursday we were fortunate to get the chance to attend the CPFF Foundation Cup to benefit the Colorado Professional Firefighters Foundation at the Colorado National Golf Club course and meet some of our wonderful first responders.

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Meeting first responders at Thursday’s tournament brought up a lot of questions about the importance of estate planning. A common misconception about estate planning is that it is reserved for those individuals above 55.  Estate planning is more than financial planning- it is also important to think about medical planning and family planning in the case of incapacitation or death.

Estate planning can save a lot of time, money and stress when it comes to life’s surprises. When it comes to estate planning we sincerely believe that “An ounce of prevention…is worth much more than a pound of cure.” Although anyone and everyone can benefit from estate planning, certain individuals need to pay special attention to this.

Firefighters and police officers work under dangerous and volatile circumstances so, up-to-date estate planning is a necessary measure to ensure that family members and first responders are legally covered in the case of death or illness.

Important documents that all first responders, as well as all individuals, should consider having prepared and/or stored include:

  • Powers of Attorney (General/ Financial & Medical)
  • Advanced Directives/ Living Wills/ Funeral Plans
  • Military & Citizenship Records
  • Trusts & Wills
  • Titles & Deeds
  • Birth & Marriage Certificates/ Adoption & Divorce Decrees
  • Life Insurance Policies
  • Social Security Cards & Passports
  • Tax returns from last three years
  • Child & Pet Medical Records

Fire safe boxes, extra copies of documents and saved electronic files on USBS that are accessible to family members are good precautions to take in the event of any disaster, death or illness.

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